Mortgage and real estate
From December 1, tariffs for housing and communal services will increase by 9% and will be valid until the end of 2023.
From December 1, it will be possible to install hammams and infrared cabins in apartments of high-rise buildings . The installation of baths and saunas in apartments is still prohibited.
Russians were allowed to install hammams and solariums in their apartments Real Estate
From December 1, the premium on the risk ratio for mortgages for shared construction with a down payment of up to 10% will be 2.0. It will not depend on the debt burden of the borrower. The higher the premium, the more expensive it is for the bank to issue a loan, due to this measure, the Central Bank reduces incentives for banks to work with over-indebted borrowers.
December 31 is expected to complete the preferential mortgage program . In April, the government extended the program until the end of the year, and also reduced the rate on it from 12 to 9%.
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foreign agents
On December 1, the law “On Control over the Activities of Persons Under Foreign Influence” comes into force. It establishes the basic legal concepts associated with foreign agents, the procedure for their inclusion and exclusion from the register, which will now be one instead of the existing four. The law indicates support from abroad or being under foreign influence as signs of a foreign agent, and also introduces the concept of an individual affiliated with foreign agents .
The law also establishes prohibitions for foreign agents , including holding positions in the state civil and municipal service, conducting independent anti-corruption examinations of regulatory legal acts, participating in election campaigns, organizing public events, and carrying out educational and pedagogical activities among minors.
Foreign agents will be banned from teaching at state universities Politics
On December 1, two more documents come into force. The government order implies the publication on the website of the Ministry of Justice of the data of foreign agents , including the date of birth and TIN. The government decree establishes the requirements for instructions before the materials of foreign agents . For example, the font of such a notification must be twice as large as in the main text, the demonstration cannot last less than 15 seconds, and an indication in sound form cannot be accelerated or reduced in volume.
The authorities supported the idea to ban simplified taxation for foreign agents Politics
Medicine
From December 1, compulsory medical insurance policies will be transferred to electronic form .
Also, from December 1, at the birth of a child, women will be issued a birth certificate in electronic form.
Education
Starting December 2, foster children will have priority enrollment in the school where their brothers or sisters study . The innovation concerns adopted children, children under guardianship, guardianship or in foster families.
Taxes and fees
From December 1, it will be possible to register for tax purposes through the public services portal . Previously, an application for tax registration could be submitted to the tax office through the MFC, by registered mail or in electronic form via telecommunication channels.
Starting from December 21, the rates of the fee for catching fish and seafood will increase . Companies and fishing artels will be able to reduce the amount of fees for the use of aquatic biological resources if they process the catch and produce fish products, use new fishing vessels or are engaged in coastal fishing. The amount of the deduction cannot be more than 85% of the fee.
The authorities have developed tax rules for businesses in new regions Economics
State structures
From December 1, government agencies and courts are required to create their official pages in Odnoklassniki and VKontakte.
From December 17, the FSSP will be able to request information necessary to establish the property status of the debtor from banks, tax authorities and state registration authorities of property rights in automatic mode . Information must be provided within three days from the date of receipt of the relevant request.
Finance
From December 1, the share of foreign securities from unfriendly countries in the portfolio of an individual who is an unqualified investor should not exceed 5%. This share was reduced gradually: from October 1 it was 15%, from November 1 - 10%. Starting from the new year, non-quals will not be able to buy such securities.
The Central Bank softened the ban on the sale of "unfriendly" shares to "nequals" Investments
From December 19, the Bank of RUSSIA will take a commission of 6 rubles. for the transfer of funds to an individual abroad using the fast payment system (FPS). In this case, the receipt of funds from abroad will not be subject to commission.
The Central Bank of Kazakhstan announced a 13-fold increase in transfers from Russia Finance
On December 31, the moratorium on the application of administrative liability for illegal currency transactions expires , if the corresponding violation occurred due to restrictive measures of unfriendly states. There is no information on the extension of the moratorium in 2023 at the time of publication. The law introducing the moratorium was adopted in July 2022, and from the date of its entry into force, the relevant administrative cases in progress were terminated.
Sport
From December 1, to attend all matches of the Russian Football Championship among Premier League clubs, you need to issue a fan card . Previously, the card was required only at stadiums hosting matches of the 2018 FIFA World Cup and for the final matches of the Russian Cup.
All participants of the playoffs of the Cup of Russia became known Sport
Free legal assistance
From December 26, universities and scientific organizations that create legal clinics to provide free legal assistance must, within ten days, submit to the Ministry of Justice the contact details of the clinic, as well as information on the types of legal assistance, categories of citizens eligible to receive it, and a list of legal problems. on which consultations are provided.
Tourism
From December 1, the Cypriot visa for Russians will be paid . The visa fee for a short stay or transit visa will be €80 for an adult and €40 for a child from six to 11 years old. For children under six years of age, the visa remains free.
From December 1, for Russian tourists to travel to the Seychelles , it will be enough to present insurance covering cases of CORONAVIRUS. Certificates of vaccination or testing for covid-19 will no longer be required for entry.