Less than 10% of Russians announced their intention to take out a loan in the coming months

Most often, young people aged 18 to 24 years old (12%) declared their readiness to take a loan,least often - Russians 55 years and older (6%)

The majority of Russians do not plan to take out a loan in the next two or three months, and only 8% are considering such an opportunity, follows from the results of a survey by the NAFI analytical center (RBC has it).

The survey was conducted in April 2022, 1600 people over 18 years old from 53 regions of RUSSIA took part in it. The statistical error of the data does not exceed 3.4%.

Young people aged 18 to 24 showed the greatest willingness to apply for borrowed funds (12% plan to take out a loan in the specified period of time), the least - Russians 55 years and older (6%). At the same time, men spoke about plans to take out a loan almost twice as often as women (10% versus 6%, respectively).

Among the types of loans that Russians would like to take in the coming months, the leaders are:

consumer credit for large purchases (household appliances, electronics, furniture); loan for construction or repair; loan to buy a car.

NAFI clarified that, according to the results of previous studies, 61% of Russians have never checked their credit history, and another 41% do not know what this term means.

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Sberbank cut rates on deposits and consumer loans Finance

On February 26, after the introduction of sanctions against Russian financial organizations, the Russian Central Bank announced an increase in the key rate to 20% per annum. Following this, major Russian banks raised the minimum rates on consumer loans.

Earlier, on April 8, the Central Bank announced its decision to cut the key rate by 3 percentage points. — from the historical maximum (20%) to 17%. The Central Bank explained that the risks to financial stability "today have ceased to grow." At the same time, the Central Bank allowed further rate cuts at the next meetings.

On April 18, Russian President Vladimir Putin said that the Russian economy had withstood the unprecedented sanctions pressure and was stabilizing. At the same time, the President noted, although inflation is stabilizing, it remains high. “Only in the last month and a half, consumer prices in Russia have grown significantly - by 9.4%, and in annual terms, as of April 8, inflation was 17.5%,” the HEAD of state said.

The head of the Accounts Chamber, Alexei Kudrin, previously admitted that inflation in Russia by the end of 2022 could range from 17 to 20%.