Limitation of loans, Medvedchuk's house arrest. Highlights of the night
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Friedman sold the leasing company because of the pandemic, Medvedchuk was put under house arrest, Israel refused a temporary truce with Hamas, the Central Bank proposed to limit loans at floating rates. The main events are in the RBC review
The Central Bank proposed to limit loans at floating rates
The Bank of RUSSIA has proposed banning the issuance of certain types of loans to individuals at floating rates: these are loans for up to a year or over 20 years, as well as credit cards with an unfixed interest. The regulator has developed a bill on behalf of the president.
The explanatory note to the bill states that long-term loans are extremely sensitive to changes in parameters: “For example, if the interest rate on a 15-year loan changes from 7 to 9%, the monthly payment will increase by 13%, and the total overpayment on the loan will increase by 34%” . Therefore, the Central Bank proposed to introduce the maximum allowable value of the floating rate, set the term for a possible "extension" of the loan, which should not exceed three years, and tighten the rules for informing the borrower.Russian banks issued loans for a record 1.3 trillion rubles in April. Finance
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