How many banks will burst, the dispute about the success of universities. Top RBC news

How many banks will burst, the dispute about the success of universities. Top RBC news
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How many banks will burst in 2021; why the Accounts Chamber and the Ministry of Education and Science do not agree on the assessment of the university development project; technology for recognizing the emotions of debtors; what the state should spend money on in a crisis - in the review of RBC

Experts predicted the default of 33 Russian banks

In the next 12 months, most Russian banks will be financially stable, according to the Expert RA rating agency. However, as follows from the review of the agency, 9% of existing market participants, or 33 credit institutions, may default.

The calculation base of the index includes 366 banks, it is calculated on the historical default of banks and reflects the mathematical expectation of defaults. At the same time, the agency does not disclose the list of 33 banks that may face default. Last year, there was a trend towards a “natural contraction” of the market – cases of license cancellations initiated by owners or joining larger players increased, and some of the defaults predicted by the agency may be realized not through the revocation of licenses by the Bank of RUSSIA, but as a result of voluntary withdrawal from the market.

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The pressure on the financial position of market participants will be associated not only with the direct consequences of the covid-19 pandemic , the agency believes. Other negative factors include the quality of assets owned by banks and the overall decline in the profitability of the banking business. Banks' financial results worsened not so much because of loan losses, but because of a decrease in the margins of operations, experts say.

The Accounts Chamber and the Ministry of Education and Science argued about the success of the 5-100 program

Not a single Russian university among the participants in the program to improve the competitiveness of universities "5-100" was included in the first hundred institutional rankings of the world's leading universities, according to the report of the Accounts Chamber. The department analyzed the effectiveness of state support for universities in the framework of the project, for the implementation of which 80 billion rubles were spent over 7 years.

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